# Travel Expense Tracker for Digital Nomads — Nomad Money

> Free — No sign-up required

Nomad Money is a free app for iOS and Android that tracks expenses across 150+ currencies, sets smart daily budgets, and works completely offline — no account required.

[Download for iOS](https://apps.apple.com/app/nomad-money-travel-budget/id6740261840) | [Get it on Google Play](https://play.google.com/store/apps/details?id=money.nomad.travelbudget)

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## Features

### Real-Time Multi-Currency
Log expenses in any currency and see instant conversions at live rates. No more fumbling with calculator apps at the night market. 150+ world currencies — updated every hour.

### Smart Daily Budgets
Set a trip budget once and your daily allowance recalculates as you spend. Splurge on Tuesday? Wednesday adjusts automatically.

### Beautiful Spending Insights
See exactly where your money goes with gorgeous charts. Category breakdowns reveal where your budget really goes.

### Offline & Private
Works without Wi-Fi, without an account, without sending your data anywhere. Full functionality at 35,000 feet. Your data stays on your device — always.

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## Pricing

| | Explorer | Nomad Pro |
|---|---|---|
| Price | Free forever | $19.99/year |
| Unlimited trips & expenses | ✓ | ✓ |
| 150+ currencies | ✓ | ✓ |
| Smart daily budgets | ✓ | ✓ |
| Offline mode | ✓ | ✓ |
| No account required | ✓ | ✓ |
| Cloud sync | — | ✓ |
| Automatic backups | — | ✓ |

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## How We Compare

| Feature | Nomad Money | TravelSpend | Trail Wallet | Splitwise |
|---|---|---|---|---|
| Offline mode | ✓ Full | Limited | ✓ Full | ✗ |
| No account required | ✓ | ✗ | ✗ | ✗ |
| Free core features | ✓ Forever | Limited | Limited | Limited |
| 150+ currencies | ✓ | ✓ | Limited | Limited |
| Privacy-first (local data) | ✓ | ✗ | ✗ | ✗ |
| Daily budget recalculation | ✓ | ✗ | ✗ | ✗ |

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## FAQ

**Is Nomad Money really free?**
Yes. Expense tracking, multi-currency conversion, daily budgets, stats, receipt photos, and offline mode are all free with no limits. Premium only adds cloud sync for people who want their data on multiple devices.

**Does it work without internet?**
Completely. The app stores exchange rates locally and syncs when you reconnect. You can log expenses on a mountain, a boat, or a 14-hour bus through Patagonia.

**What happens to my data?**
It stays on your device. We never collect, sell, or even see your financial data. If you upgrade to Premium, cloud sync uses end-to-end encryption.

**How many currencies does it support?**
Over 150 world currencies with rates updated every hour. Whether you're spending Thai baht, Moroccan dirham, or Icelandic krona, we have you covered.

**What platforms is it available on?**
iOS and Android. Download it from the App Store or Google Play — both are free.

**Can I export my data?**
Yes. Export your trip expenses anytime as a clean CSV spreadsheet. Your data belongs to you, and you can take it anywhere.

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## Reviews

⭐⭐⭐⭐⭐ "I backpacked Southeast Asia for four months and Nomad Money was the only app that didn't need Wi-Fi to work." — Jake M., Backpacker

⭐⭐⭐⭐⭐ "I bounce between Lisbon, Bali, and Mexico City. The daily budget feature alone is worth it — and it's free." — Priya S., Remote Designer

⭐⭐⭐⭐⭐ "Seeing our spending by category was eye-opening. We shifted from taxis to trains — saved us hundreds." — Carmen L., Traveler

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